Term policies may be worth something
A term policy that can still be converted to permanent coverage is often sellable. Check the conversion deadline before it passes.
Phoenix metropolitan area
Life Settlements in Chandler
Life Settlements Now helps Chandler policyholders turn life insurance they no longer need or can't afford into a lump sum.
· Licensed & insured
About our Chandler service
Life insurance is often bought for a specific stage of life: a mortgage, children at home, or a business that depends on its owner. When that stage passes, the policy can become an expense with no clear purpose. Many Chandler policyholders are surprised to learn that an unneeded policy, including a term policy, may be sold for real money.
We review your policy, explain the factors that affect its value, and market it to multiple buyers for the strongest offer. You get clear answers and plenty of time to decide.
Local conditions
What Chandler policyholders should know
What drives the offer
Buyers weigh three main things: the premiums needed to keep the policy in force, the insured's life expectancy, and the face amount.
The needs behind the policy change
A paid-off house, grown children, a sold business or retirement can all mean coverage is no longer needed. Selling can put that value back in your hands.
Your broker works for you
As your broker, we present your policy to many buyers. Calling a single buyer directly often means accepting less than the policy is worth.
Services in Chandler
Everything we do here.
Life Settlements
Clear guidance for seniors and policyholders considering life settlements and alternatives to letting a policy lapse.
Viatical Settlements
Clear guidance for policyholders considering viatical settlements and alternatives to letting coverage lapse.
Universal Life
Clear guidance for understanding universal life policy options.
Second-to-Die (Survivorship)
Clear guidance for understanding second-to-die life insurance and possible alternatives to surrender or lapse.
First-to-Die (Joint)
Learn how a first-to-die joint life policy works and what alternatives may be available.
Term Life (Convertible)
Understand how a convertible term life policy may fit your needs and what alternatives to surrendering or letting it lapse may exist.
Whole Life
Clear guidance for whole life policyholders considering their available options.
Before you decide,
get clear information.
If you are considering surrendering a policy or allowing it to lapse, a consultation can help you understand life settlements and other available alternatives.
