Estate plans change
A policy bought to cover estate taxes or equalize an inheritance may no longer be needed after a change in the law or in your plan. Selling it can free up that value.
Phoenix metropolitan area
Life Settlements in Scottsdale
Life Settlements Now helps Scottsdale policyholders turn life insurance they no longer need into a lump sum, often well above its surrender value.
· Licensed & insured
About our Scottsdale service
Many Scottsdale policyholders own larger policies, bought for estate planning, a business partnership or wealth transfer. Plans change. An estate may now be structured differently, a business may have been sold, or the premiums on a large policy may no longer make sense. There's no upper limit on the size of policy that can be sold, and larger face amounts generally draw stronger offers.
We work with you and, if you like, with your financial advisor, CPA or estate attorney. We present your policy to multiple buyers, compare the offers, and help you decide whether a sale fits your wider plan.
Local conditions
What Scottsdale policyholders should know
Business policies can be sold
Key-person and buy-sell policies often outlive their purpose after a business is sold or a partner retires. These can qualify for a settlement too.
Bring your advisors in
A settlement is a financial decision, and we're happy to work alongside the professionals who already know your situation.
Survivorship policies qualify
Second-to-die policies, which are common in estate planning, can be sold as well as single-life policies.
Services in Scottsdale
Everything we do here.
Life Settlements
Clear guidance for seniors and policyholders considering life settlements and alternatives to letting a policy lapse.
Viatical Settlements
Clear guidance for policyholders considering viatical settlements and alternatives to letting coverage lapse.
Universal Life
Clear guidance for understanding universal life policy options.
Second-to-Die (Survivorship)
Clear guidance for understanding second-to-die life insurance and possible alternatives to surrender or lapse.
First-to-Die (Joint)
Learn how a first-to-die joint life policy works and what alternatives may be available.
Term Life (Convertible)
Understand how a convertible term life policy may fit your needs and what alternatives to surrendering or letting it lapse may exist.
Whole Life
Clear guidance for whole life policyholders considering their available options.
Before you decide,
get clear information.
If you are considering surrendering a policy or allowing it to lapse, a consultation can help you understand life settlements and other available alternatives.
