Your age can work in your favor
Most buyers look for policyholders who are 65 or older, and many healthy residents in their 70s and 80s qualify. You don't need to be seriously ill to sell a policy.
Phoenix metropolitan area
Life Settlements in Sun City West
Life Settlements Now helps Sun City West retirees find out what their life insurance could be worth before they surrender it or let it lapse.
· Licensed & insured
About our Sun City service
Many Sun City West residents bought life insurance decades ago to protect a mortgage, a business or a young family. Once the house is paid off and the children are grown, the policy may no longer be needed, and the premiums can feel like a burden on a fixed income. Surrendering or lapsing isn't the only choice. A policy can often be sold for much more than its cash surrender value.
Life Settlements Now reviews your policy, explains whether it may qualify, and presents it to multiple buyers for the strongest offer. We can meet by phone or in person, and there's no obligation to accept any offer.
Local conditions
What Sun City West policyholders should know
Check before the next premium is due
A policy that has lapsed usually can't be sold. If you're thinking of stopping payments, call us first so the policy keeps its value while you weigh your options.
Term policies may qualify too
A term policy that can still be converted to permanent coverage is often sellable. Many people are surprised to learn that. Universal, whole life and survivorship policies can qualify as well.
Options for serious illness
If you or your spouse has a terminal or chronic illness, a viatical settlement may give you access to the policy's value when it's needed for care.
Services in Sun City
Everything we do here.
Life Settlements
Clear guidance for seniors and policyholders considering life settlements and alternatives to letting a policy lapse.
Viatical Settlements
Clear guidance for policyholders considering viatical settlements and alternatives to letting coverage lapse.
Universal Life
Clear guidance for understanding universal life policy options.
Second-to-Die (Survivorship)
Clear guidance for understanding second-to-die life insurance and possible alternatives to surrender or lapse.
First-to-Die (Joint)
Learn how a first-to-die joint life policy works and what alternatives may be available.
Term Life (Convertible)
Understand how a convertible term life policy may fit your needs and what alternatives to surrendering or letting it lapse may exist.
Whole Life
Clear guidance for whole life policyholders considering their available options.
Before you decide,
get clear information.
If you are considering surrendering a policy or allowing it to lapse, a consultation can help you understand life settlements and other available alternatives.
